Criteria Used

I will list those programs based on the reports from their investors (including me, of course) about their payments. Those reports can be seen on many HYIP forums such as TalkGold and MoneyMaker Group. Fyi, I always ignore the reports about payments from most HYIP Monitors. That's because of their questionable independence.

It is widely known that too many HYIP Monitors now seemingly endorse scammers for their scam HYIP Programs. Some even still cheerleading the HYIP program even when it is obvious that the program has already scammed all of its investors! It is also widely known among more experienced investors that many HYIP admins ignore most of their investors and pay only to HYIP Monitors in order to get the Paying status on their monitors.

Indeed, now there are very few honest & independent HYIP Monitors. Personally I believe only two of them: Goldpoll and HYIPScope. They are not perfect, of course, but much better than other monitors. But the problem is, there are not many HYIP programs willing to be monitored by Goldpoll for instance, because of its integrity.

I also ignore those fake/paid posters that usually organized by scam HYIP admins to cheerlead their programs. If you read enough the posts in those forums, sooner or later you would be able to intuitively recognize which are the real investors and which are fake/paid posters. I suggest you to also ignore payment reports from newbie posters in those forums because it is very probable that those new accounts are just the HYIP admin's clone accounts!