Golden Era of HYIPs is Over

All HYIPs are now scams! I recommend you to NOT spend anything into HYIPs! Sooner or later all HYIPs will become scam, it is just a matter of time. If you are willing to see other ways for making money online with little or no-risk at all, check this link. Otherwise, if you insist on playing in HYIPs in spite of the extremely high risks of being scammed, you can continue read this guide.

Good luck in your venture! Wish you all the best! read more......

Criteria Used

I will list those programs based on the reports from their investors (including me, of course) about their payments. Those reports can be seen on many HYIP forums such as TalkGold and MoneyMaker Group. Fyi, I always ignore the reports about payments from most HYIP Monitors. That's because of their questionable independence.

It is widely known that too many HYIP Monitors now seemingly endorse scammers for their scam HYIP Programs. Some even still cheerleading the HYIP program even when it is obvious that the program has already scammed all of its investors! It is also widely known among more experienced investors that many HYIP admins ignore most of their investors and pay only to HYIP Monitors in order to get the Paying status on their monitors.

Indeed, now there are very few honest & independent HYIP Monitors. Personally I believe only two of them: Goldpoll and HYIPScope. They are not perfect, of course, but much better than other monitors. But the problem is, there are not many HYIP programs willing to be monitored by Goldpoll for instance, because of its integrity.

I also ignore those fake/paid posters that usually organized by scam HYIP admins to cheerlead their programs. If you read enough the posts in those forums, sooner or later you would be able to intuitively recognize which are the real investors and which are fake/paid posters. I suggest you to also ignore payment reports from newbie posters in those forums because it is very probable that those new accounts are just the HYIP admin's clone accounts!

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Is HYIP Still Promising Today?

It has been known lately that most new HYIP sites come and go very quickly. Some of them even operate only 1 day without paying anything to their investors! It is very risky now to invest in HYIP because of those scammers But... is it true that there is now no HYIP Programs can be trusted, at least to some degree? Is HYIP industry (if we can say 'industry' for this type of investment) is dead already? Luckily, the answer is NO!

Despite of so many scam HYIP Programs, there are some programs that really pay their investors well. Many of their investors have doubled, tripled, some even have gained 1000% from their initial investments from those reliable HYIP Programs. But..... how could we find those trusted programs among thousands that built only to scam their naive investors?

That is what this blog built for, to share to everybody about many HYIP Programs that have proven themselves worthy by paying their investors timely and truly according to their promises. The HYIP Programs listed here are based on my own research & experience. Of course I can not guarantee that these HYIP Programs that I recommend here will never cheat/scam you. I am not the admin of those HYIP Programs. I am just an investor, just like you, an investor who wants to share his experience and research so that new & inexperienced investors would not fall prey into those scammers! So, the golden rule of HYIP investment still rules here: SPEND MONEY YOU CAN AFFORD TO LOOSE!!!

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How To Invest in HYIP?

In the internet, we can spend investments in HYIP Programs using e-currency. The most popular e-currency is e-gold, but today its popularity in HYIP world has become less and less because of its policy to not supporting HYIP. Lately e-gold is known to block so many HYIP admin's accounts. That's one primary factor why this e-currency become less popular from day-to-day. But the HYIP world seems to have some other choice for e-currency to replace e-gold. One of them is Liberty Reserve. Of course there are other e-currency out there such as e-Bullion, v-money, etc, but the rising star now is Liberty Reserve More and more online merchants receive Liberty Reserve as payment processor. If you'd like to join a HYIP Program, you must at least have one loaded e-currency account.

To get an e-currency account, you can just point your browser into the e-currency website, in this case is e-gold or Liberty Reserve. After that, you can fund the account using the service of some Digital Currency Exchangers (DCE) . But be careful to use one of them. Use only the trusted ones because there are also many fake DCEs that will only steal your hard-earned money and never transfer the e-currency you buy from them. One of well-known trusted DCE is AutoCambist. Its fee is rather high but safe and trustable. Usually you can also see the list of other recommended DCEs from the e-currency's website, for e-gold for example, the list is here, and for Liberty Reserve here.

Several additional advice for (new) HYIP investors:

1. For your own security, don't use Internet Explorer when accessing your e-currency accounts, especially e-gold accounts. Some crackers out there have created some scripts that designed to automatically active when you access your e-gold accounts using Internet Explorer. Those scripts can steal your other personal information, too from your computer. Up to this day, Microsoft has not patched that bug yet. Those trojans can enter into your system from anywhere, especially from websites that are in those cracker's control. I strongly suggest you to use non-IE based browsers instead (Mozilla Firefox, Opera, etc.), and don't forget to delete all personal information and temporary internet files after browsing. For Mozilla Firefox users, install NoScript plugin for additional protection against malicious scripts.
   
2. Don't ever use credit/debit cards for investing in any HYIP Programs! Too many admins of HYIP Programs are swindlers!
3. Don't invest big amount into any HYIP Programs, especially if their reputation is still not known yet. In many cases, some HYIP admins pay only those who invest small amount in their programs to get good testimonies from those small investors, but never pay those who invested significant amount. There are several cases too when some swindler admins deleted the account of an investor immediately after he (the investor) spent big amount of money into the swindler's HYIP Programs.
   
4. Don't use your primary email address for HYIP investments or you'll get too many spams later. If it happens that you join a swindler's HYIP Program, he would sell your email address for additional profits.

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What is HYIP?

HYIP stands for High Yield Investment Program. HYIP will give you much bigger interest on your investments than traditional banks. If traditional banks usually give you only 1% interest monthly or less, these HYIP can offer you at least 0.3% daily or even much more. But you must remember, that much higher gain is always accompanied by much higher risk!! It is very probably that you would loss all your investment in just one day if you choose the wrong HYIP programs!

There are so many scammers (=swindlers) in the HYIP world. In fact, it is almost impossible for us to know beforehand whether a HYIP program runs by a chronic swindler or not. Actually, almost 100% HYIP Programs eventually ended as scams! It is just a matter of time apparently, so it is not wise to invest a big amount of money into a newly established HYIP Program, no matter how convincing the website looks or how "reasonable" the interest rate offered! Usually, experienced investors will spend only a small amount of money to be invested in a newly established HYIP Program. If the program proves to be good, they might made some bigger spends to invest there. But, never forget this GOLDEN RULE in the HYIP world: DO NOT INVEST MORE THAN YOU CAN AFFORD TO LOOSE!

Yes, almost 100% HYIP Programs ended as scam eventually. But, why still so many people are willing to invest in that kind of investment? Of course because of its high returns! Usually more experienced investors will invest for some very limited time. If they have their total investment + interest back, they will stop and withdraw all their money from that HYIP Program. They might reinvest if they feel that the HYIP Program is still reliable for at least one more investment period. If not, they would search other HYIP Programs, analyze them very carefully by finding as much information about the desired HYIP Programs from many sources, and then make spending for investments if those HYIP Programs look promising.


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Introduction

Just like many other people, I want to have other extra source-income. For a full-time employee like me, it is almost impossible to get part-time job or to start a new business without risking my current permanent job.

After searching, at last I found a way to get some extra source-income that requires the lest of my time and efforts. That potential extra source-income is from investment programs called HYIP (High Yield Investment Program). The HYIP Programs offer very high returns on our investments. But.... we know better than that: there is no free lunch! So, that high returns are also accompanied by high risks, too! In fact, the risks are so high that we can loose all of our investment in just a few minutes!!

Yes, so many scams in this HYIP world. If we invest our hard-earned money into the wrong program, it will surely disappear with almost nothing we can do about it. So, we must do very careful research before making any investment in HYIP Programs.

As a newbie, I was scammed many times by several HYIP Program admins that run his HYIP websites just to steal their investor's money. But those experience did give me deeper insight into HYIP world. I am now much more experienced and not so naive. Now I am not easily impressed by the professional look of those HYIP websites or the interest rate, however reasonable it looks. Now I always do some extensive research before investing in any HYIP Program. That way, I could made significant profits from my HYIP investments.


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